How Local Law Shapes Access
Clear legal scope matters before any wallet action. We make account access dependent on your location, your eligibility under local law and the records you provide during registration. If you open an account from Surabaya or any other Indonesian city, you still need to check whether
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access is permitted where you are. We do not treat a successful DANA, OVO, GoPay or QRIS receipt as legal permission by itself; it is only a payment record tied to your account. Your profile name, phone number, device session and payment proof may be checked
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when we review account access, withdrawal requests or a dispute. If local rules change, we may adjust account availability, request extra verification or restrict access where local law does not permit use.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.